1. Revocation of a judgment of the first instance;

2. The Defendant shall pay to the Plaintiff KRW 3 million and to the Plaintiff the full payment from February 2, 2012.

1. Basic facts

A. On May 24, 201, the Defendant received a loan by setting the interest rate of KRW 3 million at the rate of 43.54% per annum, delay damages rate, and the due date on May 24, 201, from a social loan corporation (a mutually conducted E&P lending prior to the change; hereinafter “Apropy social loan”).

(hereinafter “instant loan”). (b)

From February 2, 2012, the defendant did not pay the principal and interest in excess of 3 million won.

C. On August 31, 2012, a social loan created by Apropy was transferred to a company for Apropy Capital Loans (hereinafter referred to as “hys Capital Loans”) and on February 22, 2014, the sys Capital Loans transferred the above loan claims in sequential order to the Plaintiff (the changed company company for Esys Capital Loans) and notified the Defendant of the transfer of the above claims.

[Grounds for recognition] The descriptions of Gap evidence Nos. 1 through 5, the purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff, the transferee of the instant loan claim, the amount of the remaining principal of the loan and damages for delay calculated at the rate of 39% per annum for the Plaintiff within the scope of the agreed interest rate from February 2, 2012 to the date of complete payment, which is the date of delinquency.

3. If so, the plaintiff's claim is accepted on the ground of its reasoning, and the judgment of the court of first instance which has different conclusions is unfair, and it is so decided as per Disposition by cancelling this and ordering the payment of the above amount.