1. The Defendant’s KRW 20,805,966,835 as well as 11% per annum from December 31, 2014 to September 22, 2016 to the Plaintiff.

1. Basic facts

A. The Industrial Bank of Korea extended money to the Defendant with small and medium enterprise funds (facilities, driving funds, and loan deposit) as indicated below on the date indicated below the “date of loan” as stated in the same Table. The Defendant began to delay in paying interest on each loan from the date indicated on the “date of the start of the delay” as indicated in the same Table, and the principal balance as of December 31, 2014 of each of the above loans as indicated below is as follows:

8. 0. 0. 20. 17. 17. 17. 2, 800,000,000 on December 31, 2014 8, 00,000,000 for 0. 06. 8. 10,000 on June 10, 200,00 for 0. 06. 06. 06. 06. 10,00 for 350,000,000 for 30. 06. 10,000 for 10. 206. 8. 10,00,00 for 936. 10,00,00 for 40,000 for 40,000 for 400,00 for 400,00 for 18. 20,004

B. In the case of small and medium enterprise financing loans after January 1, 2013 in accordance with the Bank Credit Transactions Basic Agreement, the maximum interest rate on overdue loans for at least three months shall be 11% per annum.

C. On March 26, 2015, the Industrial Bank of Korea transferred the total amount of the principal and interest of each of the instant loans to a limited liability company Es.S. specialized in securitization 1503 (hereinafter “Special Purpose Company”) and notified the Defendant of the assignment of claims at that time.

In other words, on March 21, 2016, a special purpose company AFS AFA transferred the total amount of principal and interest of each of the instant loans to the Plaintiff, and notified the Defendant of the assignment of claims.

[Reasons for Recognition]