A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

1. On November 3, 2014, around November 3, 2014, the Defendant did not have any specific property and did not have any monthly income of KRW 1.5 million, while on the other hand, the Defendant was unable to repay the debt equivalent to KRW 55 million, such as the sunlight loan, etc., and thus, there was no intention or ability to repay the said debt even if he borrowed money from another person.

Nevertheless, the defendant, around November 3, 2014, had a husband's monthly pay to the victim E in the office of the Dispute Resolution Co., Ltd. located in Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seoul, and the victim E.

When a person lends money, he/she shall complete the payment without the mold from his/her husband's monthly wage.

“Along with the false representation, it was transferred KRW 500,000 to the Agricultural Cooperatives Deposit Account in the name of the Defendant for the purpose of borrowing from the injured party.”

In addition, the Defendant received a total of KRW 1,065,00 from around that time to January 15, 2016, 15 times, as shown in the list of crimes in attached Table.

2. On February 22, 2016, the Defendant made a false statement to the effect that “Around February 22, 2016, the Defendant would be entitled to a certification number instead of the husband because he/she would not be entitled to a certification with his/her husband because he/she would obtain a loan from a lending company, and would not be entitled to a certification number with his/her husband. He/she would first receive a loan and pay the loan from the guarantor.”

However, the defendant was planning to receive a loan from the lending company with the victim E as a joint guarantor, and even if he was given a loan, he did not have the intent or ability to repay the debt to the victim.

The Defendant, by deceiving the victim as such, had the victim obtain monetary benefits equivalent to the amount of the loan, by having the victim stand a joint and several surety for the sum of loans to loan companies, such as F, G, H, I, and J.

3. On March 23, 2016, the Defendant’s fraud at around March 23, 2016, at the office of the Incheon-gu, Nowon-gu, Seoul Special Metropolitan City (Seoul Special Metropolitan City), and the victim E, “it is more necessary to handle the work at the lending company.”

B.N.N.