1. The Defendants are jointly and severally and severally liable to Plaintiff A for KRW 50,002,424 and KRW 38,002,424 among them.

1. Determination as to the cause of claim

A. According to the statements in Gap evidence Nos. 1, 3, and 6 against the defendants of the plaintiff Gap, the plaintiff Eul loaned 20 million won to the defendant Eul for 2014, 15 million won for 2015, 10 million won for 2016, 12 million won for 2017, and 20 million won for the plaintiff on June 7, 2018, the defendant Eul did not prepare 80 million won for the above principal and 8.0 million won for 10 months from September 2017 to June 10, 2018, and the defendant Eul prepared 90,000 won for 8.0 million won for 10 million won for 8.0 million won for 20 million won for 20 million won for 10 years from June 2018, and prepared 90,000 won for 200,000 won for 3.4 years from the end of June 2018."

Plaintiff

A The agreement rate of KRW 57 million on the aggregate of the above loans against Defendant D is 24% per annum, but there is no evidence to acknowledge it. According to the above documents written by Defendant D, the loans totaling KRW 45 million in the year 2014 through 2016 to Defendant D shall be lent to Defendant D at the annual interest rate of KRW 20% per annum, and the loans totaling KRW 12 million in the year 2016 shall be lent at the annual interest rate of KRW 14% per annum, and the loans totaling KRW 45 million in the above 10-month interest rate of KRW 7.5 million per annum (= KRW 45 million x 0.2 x 10.12 months). The loans totaling KRW 1.4 million x 1.4 million x 2 million x 1.2 million x 1.4 million x 1.014 x 1.04 x 10.14 x 1.0.