A defendant shall be punished by imprisonment for four months.

However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Punishment of the crime

1. The negotiable C: (a) obtained a car driving license from a private lender as a guarantor; (b) purchased a car with the funds for purchasing a car; and (c) became aware of the fact that he/she can obtain a loan by means of a “motor vehicle tin” as a word “motor vehicle tin”, he/she was aware of the fact that he/she was able to sell it to another person; and (c) then, (d) the Defendant and the victim D who reported the loan at the time

Accordingly, C knew the method of lending by purchasing a new car, and talked that "The limit of loan is known, but I changed the seal imprint and the certificate of seal impression," and it was given to the defendant after obtaining the seal imprint and the certificate from the victim.

On March 26, 2007, the Defendant stated the victim's name, resident registration number, address, and contact number in the column of joint and several sureties on the application form for a vehicle purchase loan on the roads of Scinsung-gu, Daegu-gu, Modong, and affixed the victim's name, resident registration number, address, and contact number, the joint and several sureties of the consent to the provision and utilization of personal credit information, the delegation column of the power, and the victim's name, "D" on the issuer column of a promissory note whose face value is blank, and affixed

Accordingly, the Defendant forged a promissory note in the name of D, which is a securities, in collusion with C.

2. In collusion with C, the Defendant used the forged promissory note, which is the securities, as if it were duly formed, to an employee of a private loan company, who is not aware of the forgery at the time and place under Paragraph 1, with the loan application document.

3. Although the Defendant and C did not have been delegated by D with respect to the guarantee at the time, time, and location of Paragraph 1, the Defendant and C were in advance from forged loan application documents, promissory notes, and D.