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(영문) 춘천지방법원 강릉지원 2018.11.13 2017가단36488
보험금
Text

1. The plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. F around May 2013, at the same time, manufactured and installed a signboard of 27 meters in length, height 2, and height 2 meters (hereinafter “instant signboard”) bearing the trade name “H” at the height of 6 meters from the wall of the building of the General Repair Factory in G in the East Sea (hereinafter “instant signboard”).

B. On May 31, 2013, the Defendant entered into a contract for product liability insurance to compensate for KRW 100 million per accident, and KRW 300 million per year with the insurance period from May 19, 2013 to May 19, 2014.

The main contents of the terms and conditions are as follows:

The term "productions" as stated in the insurance policy (insurance policy) that the insured (beneficiary) has manufactured, sold, supplied or constructed by the insured (beneficiary) within the coverage area under the insurance policy (insurance policy) shall be transferred to another person, and the following losses shall be borne by the victim due to an insured event caused by the production during the insurance period, for which the insured (beneficiary) shall be liable for any physical disability or property damage to the victim in accordance with the terms and conditions and the provisions of the special clauses attached thereto:

1. In the event that the insured (insured) is liable for damage under the Act that is liable for payment to the victim (the resolution of the company against the claim for damage) (1) the insured (insured) is liable for damage to the victim, the victim may directly claim for payment of the insurance money to the company to the extent that the company is liable for payment to the insured (insured) in accordance with the terms and conditions.

However, the company may set up against the victim a defense which the insured (the insured) has in connection with the accident.

Section 1 (Scope of Application of the Agreement) Section 1 (Scope of Application of the Agreement). This Special Clause shall be a member of any of the following organizations:

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