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(영문) 울산지방법원 2019.03.28 2018나1940
보험금반환
Text

1. The plaintiff's appeal against the defendants is dismissed in entirety.

2. The costs of appeal shall be borne by the Plaintiff.

purport, purport, and.

Reasons

1. Basic facts

A. The Plaintiff entered into four insurance contracts with Defendant C Co., Ltd. (hereinafter “Defendant Co., Ltd.”). At the time of entering into each of the above insurance contracts, Defendant B was an insurance solicitor of the Defendant Co., Ltd.

D Insurance (hereinafter referred to as “Insurance 1”) E Insurance (hereinafter referred to as “Type 2 Insurance”) D Insurance (hereinafter referred to as “Type 3 Insurance”) (hereinafter referred to as “Type 3 Insurance”) (hereinafter referred to as “Type 4 Insurance”) No. F G G H G G G G H I contract period from June 23, 2014 to June 23, 2019 to June 13, 2014 to June 13, 2014 through April 18, 2014; and on April 18, 2015 to June 13, 2014; the unpaid insurance premium due to the Plaintiff Plaintiff, Plaintiff JK 204, KRW 250, KRW 70, KRW 1050, KRW 15057, May 25, 2015; and the unpaid insurance premium due to the unpaid insurance premium termination at the time of the termination of the contract;

B. Total insurance premium paid by the Plaintiff under each of the above insurance contracts is KRW 1 insurance 2,042,50, KRW 503,500, KRW 3 insurance 1,976,328, and KRW 487,00.

[Ground of recognition] A without dispute, entry of evidence No. 1, purport of the whole pleadings

2. Summary of the plaintiff's assertion

A. In introducing Defendant B’s insurance Nos. 1 and 3, the Plaintiff concluded each of the above insurance contracts by inducing the Plaintiff to purchase all benefits when the Plaintiff was hospitalized in the hospital. Although J, the insured of the first insurance contract, received treatment at a oriental medical hospital, the Defendant Company was not compensated for the medical expenses. The Plaintiff terminated each of the above insurance contracts on the ground that the Plaintiff breached its duty to explain and sell incomplete products or breach of its duty to explain.

(A) The plaintiff's assertion is not clear, but is able to do so as above).

The insurance contracts Nos. 2 and 4 are concluded by Defendant B by lending the name of the Plaintiff for three months in order to manage the performance of insurance solicitation, and Defendant B is the Plaintiff.

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