1. The defendant's appeal is dismissed.

2. The costs of the lawsuit are assessed against the defendant.

Purport of claim and appeal

1..

1. According to the records of this case as to the legitimacy of the appeal for late payment, when the complaint of this case against the defendant was sent to Seongbuk-gu Seoul apartment 101 Dong 1204, where the defendant's domicile was the defendant's resident registration, and it was impossible to serve the defendant, the court of first instance rendered a judgment in favor of the plaintiff on July 15, 2005 after serving the complaint of this case and the notice of the date of pleading by public notice. The above certified copy of the judgment also served by public notice, and the service of the defendant was effective on July 28, 2005, and the defendant became aware that the first instance court was sentenced on September 30, 2014. According to the above facts, according to the above facts, the defendant could not observe the period of appeal due to any cause not attributable to himself, and thus, the defendant raised the appeal of this case from September 30, 2014 to October 28, 2014.

2. Judgment on the merits

A. The facts of recognition (1) The defendant concluded a credit card use contract with Samsung Card Co., Ltd. (hereinafter “Tsung”) on May 27, 200 and made a credit card use contract with the Defendant on December 31, 200, and made use of the credit card from December 31, 2001 to December 5, 200, and entered into a credit card use contract with the National Bank (hereinafter “National Bank”) and made use of the credit card from October 4, 2001 to March 28, 2002 (hereinafter “I Bank”) and made use of the credit card and made payment from June 28, 2002 to each time.

(2) ELD (LG) Investment Securities Co., Ltd. (Korean Investment Securities Co., Ltd. whose name was changed and its name was changed again into UN Investment Securities Co., Ltd.; hereinafter “ELD Investment Securities”) on October 24, 2003.