Defendant

Of the crimes A in the judgment of each court, a crime committed before August 31, 2017 and a limited rate is exceeded.

Punishment of the crime

[criminal power] On August 23, 2017, Defendant A was sentenced to imprisonment for a violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users at the Seoul Northern District Court, which was sentenced to two years of suspended execution in August 31, 2017.

Defendant

B On July 29, 2015, on the one hand, sentenced to three years and six months of imprisonment for fraud in the Gwangju District Court's netcheon Branch, and was released on May 21, 2018 in the astronomical Open Correctional Institution during the execution of the sentence, and passed on October 5, 2018.

【Criminal Facts】

1. Defendant A’s sole criminal administration Defendant A run credit business from January 2016 to the Defendant’s home of Dongdaemun-gu Seoul Metropolitan Government CD.

Any person who intends to engage in credit business in violation of the Act on the Registration of Credit Business, etc. and the Protection of Financial Users shall register the relevant place of business with the administrative agency having jurisdiction over the relevant place of business, and if any unregistered credit service provider lends a loan, he/she shall not receive interest exceeding 25% per

On September 18, 2017, the Defendant, without registering credit business, lent KRW 3 million to Dongdaemun-gu Seoul, Dongdaemun-gu, Seoul, to F on the road, delivered KRW 2.7 million after deducting KRW 3 million from the prior interest, and entered into a loan agreement with the Defendant to pay KRW 300,000 per week for 12 weeks, thereby receiving interest of 246.6% per annum.

From February 17, 2017 to October 8, 2018, the Defendant: (a) lent a total of KRW 144 million to 144 persons via 432 times, as shown in attached Table 1, and (b) received interest exceeding 25% per annum; (c) from September 6, 2017 to October 8, 2018, the Defendant was a non-registered business that lends a total of KRW 794 million over 237 times, as shown in attached Table 1, as shown in attached Table 1.

(b) Except as otherwise provided for in any other Act, no person who violates the Electronic Financial Transactions Act shall engage in lending while receiving, demanding or promising to receive, or manage means of access.

The defendant shall do so to F at the time, time, and place of the above one-way family.