Text
1. The Defendant’s KRW 72,748,610 as well as 5% per annum from September 12, 2012 to November 21, 2014 to the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff entered into a comprehensive automobile insurance contract with B on September 14, 2009 with the insurance period from September 24, 200 to September 24:00, 2010 with respect to the CM3 automobiles, with the content of the security covered as a whole, with the personal liability I (referring to the Enforcement Decree of the IB of the IBA), the personal liability II (free) and the personal liability II (up to KRW 100 million per accident), the personal body accident (up to KRW 100 million per person: death disability, KRW 10 million per injury, KRW 20 million per person), the non-insurance vehicle injury (limited to KRW 20 million per person), etc. (hereinafter “instant insurance” or “instant insurance contract”). The Defendant is the father of D who is the husband of B.
The insurance clauses of this case stipulate the parents of the spouse of the named insured as the insured.
B. At around 19:10 on July 20, 2010, the Defendant: (a) while driving the E-to-mail and driving the e-mail intersection in front of the securities from the hotel to the Motel in the vicinity of the Grand hotel, the Defendant was faced with an accident where the F, running along the intersection along the two-lane two-lanes from the right side of the running direction to the port; (b) on the front side of the GOtob, where the F, running along the intersection along the two-lanes, was affected by the e-mail of the above Otoba; and (c) accordingly, the Defendant was hospitalized at the e-mail of the GObaba to the present day.
C. The Plaintiff paid KRW 72,748,610 to the Defendant for medical expenses by June 14, 2012.
On the other hand, LIG Damage Insurance Co., Ltd. (hereinafter “LIG Damage Insurance”) driven by F was paid to the Defendant the maximum liability insurance amount of KRW 120 million.
On the other hand, the insurance contract of this case is "amount calculated by deducting "amount of deduction" from the sum of "amount calculated by the payment standards" and "expenses" in the case of injury caused by non-insurance vehicles," and the above amount of deduction is "Personal Compensation I (including liability mutual aid and government guarantee business)."