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1. The defendant shall pay to the plaintiff KRW 77,373,195 and KRW 37,357,104 among them, from November 19, 2014 to the day of full payment.
Reasons
1. On March 25, 2008, the Plaintiff bank loaned KRW 56,100,000 to the Defendant Company in accordance with the loan transaction agreement as of March 26, 2012 (Evidence No. 1-1 through A-2) between the Plaintiff Company and the Defendant Company (hereinafter “Defendant Company”) by means of a small and medium enterprise installment loan, the loan amount of KRW 56,100,000, the repayment date of KRW 56,100,000, the repayment date of the loan. The interest rate of KRW 3 months is 14.5% per annum on the distribution rate of CD, and the overdue interest rate of KRW 25% per annum (Evidence No. 1-1 through A-2).
2. However, even after the due date for repayment of the above loan has arrived, the Plaintiff bank did not receive the payment of KRW 18,742,896 out of the above loan from the Defendant Company, and did not receive any delay damages from November 19, 2014 for the total amount of KRW 40,016,091 from November 27, 2009 to November 18, 2014, and the total amount of KRW 77,373,195, and KRW 37,35,197,104 from November 19, 2014.
(A) 3. Accordingly, the Plaintiff bank sought payment of 37,357,104 won, 40,016,091 won, total sum of 77,373,195 won, and 1. The claim of this case is filed against the Defendant Company for the delayed payment of the loan balance of 2.37,357,104 won, 40,016,091 won.
4. Article 23 of the General Terms and Conditions for Credit Transactions (for a company) that approves the application of the said terms and conditions between the Plaintiff and the Defendant, where a lawsuit has been filed between the bank, the debtor, or the surety or the surety in respect of the credit transactions based on this terms and conditions, the competent court as provided by the Act and the district court having jurisdiction over the location of the bank's transaction and the location of the business place shall be the competent court: Provided, That where the non-performing loans have occurred due to the cause attributable to the debtor and the bank has transferred the claims management to the head office, regional head office, or other business place, the competent court as provided by the Act and the district court having jurisdiction over the transferred head office, regional head office, or other