1. All appeals by the Defendants are dismissed.

2. The costs of appeal are assessed against the Defendants.

Purport of claim and appeal

1.

1. Determination on the cause of the claim

A. Comprehensively taking account of the overall purport of arguments as to Gap evidence 1, 2, Gap evidence 1, 3, 4, and Eul evidence 5, the defendant corporation (hereinafter "the defendant corporation") approved that the basic terms and conditions of credit transaction apply from the plaintiff, and ① on March 15, 2010, the interest rate of 76,000,000 won was finally changed to 11% per annum (after the end), interest rate of 25% per annum, expiration date of the extended period, 203% per annum, 10,000 won per annum, 20,000 won per annum, 30,000 won per annum, 20,000 won per annum, 30,000 won per annum, 30,000 won per annum, 20,0000 won per annum, 30,0000 won per annum, 30,015% per annum, respectively.

B. According to such facts of recognition, barring any special circumstance, the Defendants shall jointly and severally pay to the Plaintiff KRW 76,00,000 of the above principal of the loan and damages for delay calculated at the rate of 25% per annum from April 1, 2013 to the date of full payment. Defendant B shall be paid within the guarantee limit of KRW 98,80,000, and the above principal of the loan shall be paid within the limit of KRW 180,000,000, and the damages for delay calculated at the rate of 25% per annum from April 5, 2013 to the date of full payment shall be paid to Defendant B within the guarantee limit of KRW 234,00,000.

I would like to say.

2. As to the defendants' assertion, the judgment is made.