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1. The part against the plaintiff corresponding to the money ordered to be paid under the judgment of the court of first instance shall be revoked.
The defendant.
Reasons
1. Of the Plaintiff’s claim, the first instance court: (a) recognized only a claim for acquisition by the transferor of a claim, who is a lot Capital Co., Ltd. and the Jeonbuk Bank; and (b) dismissed the remainder of the claim for acquisition money, which is the KB card Co., Ltd. (the foregoing company was established on March 2, 201, and the claim related to the “national card” issued before it appears to have succeeded to the claim; and (c) thus, dismissed the claim for acquisition money, which is a national card issued before it; and (d) appealed only in respect of the part against the Plaintiff, the subject of the
2. The following facts can be acknowledged in full view of the purport of the entire pleadings in each entry in Gap evidence Nos. 1 to 3, 9, 10, and 12 (including additional numbers), unless there is a dispute between the parties or in full view of the purport of the whole pleadings:
On October 6, 200, the Defendant concluded a credit card transaction contract with the national card and obtained a credit card from the national card and entered into a credit card loan contract with the national bank on March 21, 2002 and received a loan from the national bank.
B. On June 21, 2013, the Plaintiff received each credit card use-price claim and loan claim (which appears to have succeeded to and acquired a credit claim against the Defendant from a national bank prior to the acquisition of a credit card) with the right to notify the transfer of credit from the national card. On June 23, 2013, the Plaintiff notified the Defendant of the transfer of credit based on the above delegation.
C. As of December 4, 2013, the principal and interest of credit card use charges and loans used by the Defendant as of December 4, 2013 are KRW 20,946,638 in total (i.e., total of KRW 17,658,742 in total).
The overdue interest rate determined by the Plaintiff is 17% per annum, which is lower than the overdue interest rate on the loan and credit card use.
2. According to the above facts, the defendant's principal and interest of credit card use and loan totaling 20,946,638 won and principal and interest of the plaintiff as the transferee of credit card.