(영문) 광주지방법원 2014.12.23 2014가단14813

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줄 간격

자간(%)

(영문) 광주지방법원 2014.12.23 2014가단14813

구상금

Text

1. The Defendant shall pay to the Plaintiff KRW 43,869,107 and the interest rate of KRW 20% per annum from March 12, 2014 to the day of complete payment.

Reasons

1. Facts of recognition;

A. The Plaintiff entered into an agreement between Non-Party 1 and Non-Party 1 (hereinafter “Non-Party 1”) on installment financing business related to the handling of loan goods of the non-Party Company (hereinafter “Non-Party 1”) with the Plaintiff to be entrusted with the loan goods of the non-Party 1. The main contents are as follows.

Article 3. Protection of Sport Credit Information

1. The non-party company shall determine whether to grant a loan to the buyer after making inquiries and examining documents of credit information.

2. The Plaintiff shall conduct a credit information inquiry and a request for investigation with respect to the buyer and the person related to the debt in order to implement the loan product of the Nonparty company.

Article 5. Sheet Verification and Loan Documents

1. The plaintiff must directly verify his/her own identity and the contract's intention with respect to all debt-related persons under the plaintiff's responsibility.

2. The Plaintiff shall collect all relevant documents, such as an application for loans related to the provision of credit to the non-party company, in which the debt-related person prepared and affixed his/her signature and seal, and the form and type of relevant documents shall be governed by the non-party company.

Article 6. Application for the Ba-gu Loan Products] The Plaintiff shall apply for installment financing to the non-party company after submitting to the non-party company a sales contract, tax invoice, etc. attached with all documents related to the preservation of the claim and all documents related to the loan or agreement, which can verify the fact of the second-hand provision of the loan to the non-party company.

Article 10 (Payment Method of Principal and Interest of Sheet Loan)

1. A buyer shall pay the principal and interest, damages for delay, etc. payable by the buyer to the non-party company in accordance with the installment financing agreement to the non-party company directly to the non-party company in accordance with the rate, time, and method of calculation determined by the non-party company

Article 11 (Responsibility, etc. for Refund of Loans)

1. Notwithstanding the preceding Article, the Plaintiff falls under any of the following cases:

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