1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. Nonparty B: (a) the Plaintiff, the Defendant, the insured; and (b) the insurance period from January 17, 2014 to January 17, 2015; and (c) the insured vehicle as C knife; and (d) the attached Form

2. The same automobile insurance contract as the description (hereinafter “instant insurance contract”) was concluded.

B. On April 23, 2014, the Defendant is driving the Effboard vehicle (hereinafter “instant vehicle”) accompanied by Nonparty D around April 4:30, 2014.

In the front of the G Hospital located in F of Busan Y, the person injured Nonparty H by shocking Nonparty H with the fronter of the droid vehicle.

(hereinafter referred to as “instant accident”). C.

The automobile insurance of the LIG damage insurance company that has subscribed to the instant vehicle is governed by the insurance (excluding personal compensation I) only when the accident occurred due to Non-Party I and D driving under a special agreement with the driver. The instant accident is not covered by the insurance.

Meanwhile, among the instant insurance contracts with the Defendant as the insured, the term “special agreement for another motor vehicle driving security” is defined as follows.

Article 2 (Compensation) ① An insurance company shall be deemed to be an insured automobile under the provisions of common terms and conditions, and shall be deemed to be a substitute II, a substitute, a personal body accident, and an insured automobile under the provisions of injury to automobiles, when the insured has suffered any injury as a result of the legal liability for damages caused by a substitute accident or substitute accident which occurred while driving another automobile, or when the insured has suffered any injury.

Article 3 (Compensation for Non-Compensation) The Company shall not compensate for the following damages, except as provided in the General Terms and Conditions:

1. Damage caused by an accident that occurs while the insured is engaged in business of the employer, which occurs while driving a motor vehicle owned by such employer;

E. The defendant, based on a special agreement for another motor vehicle driving security among the insurance contracts of this case, has covered the defendant's liability for damages against H.