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The plaintiff's appeal is dismissed.
Expenses for appeal shall be borne by the plaintiff.
Purport of claim and appeal
purport.
Reasons
1. Basic facts
A. The Plaintiff is an insurer who has concluded an automobile insurance contract with C Vehicle (hereinafter “Plaintiff”), and the Defendant is the insurer who has concluded the automobile insurance contract with D Vehicle (hereinafter “Defendant Vehicle”).
B. On October 17, 2018, around 15:18, the Plaintiff’s vehicle was driving ahead of the front line to turn to the left at the two-lanes near the entrance of the west-west-dong, the west-gu, the west-gu, the west-gu, the west-gu, the west-do, the right-hand left-hand turn. However, while the Defendant’s vehicle stopped at the three-lane, the two-lane, the two-lanes of the Defendant’s driver’s seat and the front front part of the Plaintiff’s car, the collision.
(hereinafter referred to as “instant accident”). C.
The instant accident destroyed part of the Plaintiff’s vehicle. Accordingly, on November 15, 2018, the Plaintiff paid KRW 1,265,000 (=1,465,000 - 200,000), excluding the Plaintiff’s self-charges of KRW 200,000 among the total repair cost of KRW 1,465,00,000, as insurance proceeds (=1,465,000).
(hereinafter “instant insurance proceeds”). D.
On the other hand, pursuant to the mutual agreement on the deliberation of car insurance dispute (hereinafter “instant agreement”), the Defendant made the respondent as the Plaintiff, and filed a request for deliberation with the E Deliberation Committee (hereinafter “Deliberation Committee”) to set the ratio of responsibility of the Plaintiff out of the insurance money paid by the Defendant as the repair cost of the Defendant’s vehicle due to the instant accident.
On May 20, 2019, the Deliberation Committee set the amount of deliberation and decision to be paid to the Defendant by the Plaintiff on May 20, 2019, considering the negligence ratio of the Plaintiff’s vehicle and Defendant’s vehicle 20:80,000.
(hereinafter “instant decision,” and the instant decision was rendered by the Review Committee).
The Plaintiff asserted on June 10, 2019, which was before the closing date of the instant decision ( June 13, 2019), that “the instant accident occurred by negligence of 100% on the Defendant’s vehicle” and the Plaintiff’s vehicle is the Defendant.