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(영문) 서울중앙지방법원 2021.01.15 2017가단5185486
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On December 1, 2011, the Plaintiff concluded each insurance contract with the Defendant with the terms of the contract from December 1, 2011 to December 1, 2072, 207, including “C” (hereinafter “instant insurance contract”) and “D” (hereinafter “instant 2 insurance contract”).

The main contents are as follows:

For the sake of ensuring that the amount of three subscription is less than 80% of the general injury of less than 80% and then less than 300,000,000 won (payment by multiplying the rate of disability payment) with the ordinary injury of the disabled (the insurance contract in this case 1) with the amount of three subscription and less than 80% of the general injury of the disabled (the payment by the rate of disability payment): 200,000,000 won (the payment by the rate of disability payment shall be made after less than 80%) with the ordinary injury of the disabled (the payment by the rate of disability payment shall be made after the rate of disability payment), the term " disability" means the state of damage to the permanent mental or physical handicap remaining after recovering the injury or disease.

(hereinafter 2) The term "permanent", in principle, means a state in which recovery in the future is not likely, and is medically recognized as a mental or physical damage.

4) However, the rate of disability payment shall be 20% of the rate of disability payment for a temporary disability that is not permanently fixed, but appears after the completion of treatment, if the period is at least five years.

Criteria for determining disability classification;

6. Injury inverte, etc.;

(a) Number of side effects 9): 10% payment rate;

(b) Where there is a small number of conical signboards escape certificates (10) special inspection (cT), computerized single-story photographing (CT), one’s own public name image (MRI), etc., the side of a conical signboard is confirmed and medically recognized, or there is a symptoms extending out to the surrounding side) or a sense of radiation, etc.;

8. Obstruction of arms;

(a) Where he/she has substantially hindered the functions of Section 1 of Section 5 of one arms: 10 percent of the payment rate;

(b) It is obvious that standards for judging obstacles are applied;

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