1. The Defendant shall pay to the Plaintiff KRW 22,53,035 and KRW 20,414,017 among them, 20% per annum from June 11, 2014 to the date of full payment.

The Defendant entered into an installment financing and loan agreement with the social service Korea Co., Ltd. of Alhysa on January 5, 2012, with the principal of KRW 27,00,000, the agreed period of KRW 48 months, the agreed interest rate of KRW 6.9% per annum, and the interest rate of delayed damage rate of KRW 24% per annum, and received the loan. The Defendant lost the benefit of time due to the failure to pay the principal and interest of the loan at once. The Defendant transferred the above loan loan to the Plaintiff on June 11, 2014, the social service Korea Co., Ltd. of Alhysa transferred the above loan loan to the Plaintiff on June 11, 2014. The fact that the transfer was reached the Defendant around that time, as of June 11, 2014, the fact that the outstanding principal of the loan out of the above loan was paid at KRW 20,414,017, interest rate of KRW 2,139,018 is recognized by taking full account of the arguments

Therefore, the Defendant is obligated to pay to the Plaintiff the agreed interest rate of 22,553,035 won (the principal of KRW 20,414,017 plus KRW 2,139,018) and damages for delay calculated at the rate of 20,414,017, which is the principal, from June 11, 2014, to the date of full payment, as the agreed interest rate of 20% per annum as sought by the Plaintiff. Thus, the Plaintiff’s claim of this case seeking such payment is with merit, and is so decided as per Disposition.