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1. The insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant A is invalid.
2. The defendant B.
Reasons
1. Basic facts
A. On October 27, 2009, Defendant B entered into the instant insurance contract with Green Damage Insurance Co., Ltd. as the insured (hereinafter “instant insurance contract”). After that, the contracting party of the instant insurance contract was changed to Defendant A. On May 3, 2013, the instant insurance contract and the rights and obligations or contractual status arising therefrom were transferred from Green Damage Insurance Co., Ltd. (hereinafter “Green Damage Insurance Co., Ltd”) through a decision to transfer a contract under Article 14(2) of the Act on the Structural Improvement of the Financial Industry.
B. Defendant B was hospitalized for 15 days at C Hospital from January 22, 2010 to 10, as indicated in the following table, and was hospitalized for 424 days in total at each hospital during the period from January 22, 2010 to March 20, 2013. Under the instant insurance contract, Defendant B received KRW 21,260,000 as insurance money from the Plaintiff.
순번 사고일 사고내용 병원명 진단명 입원일수 입원기간 지급액(원) 1 2010.1.21. 산에서 내려오다 허리 삐끗함 C병원 요부염좌 15 2010.1.22. ~ 2010.2.5. 300,000 2 2010.4.8. 허리통증 C병원 신경뿌리병증을 동반한 허리척추뼈 및 기타 추간판장애 21 2010.4.8. ~ 2010.4.28. 1,030,000 3 2010.5.8. 술먹고 발을 접질림 D병원 발목의 염좌 및 긴장, 기타 상세불명의 발부분 염좌 및 긴장 11 2010.5.8. ~ 2010.5.18. 220,000 4 2010.6.9. 교통사고 C병원 목뼈의 염좌 및 긴장 7 2010.6.9. ~ 2010.6.15. 140,000 5 E의원 기타 및 상세불명의 허리뼈 및 골반부분의 염좌 및 긴장 등 16 2010.6.17. ~ 2010.7.2. 720,000 6 2010.8.7. 계곡에서 허리를 삐끗함 E의원 허리뼈의 염좌 및 긴장 13 2010.8.9. ~ 2010.8.24. 2010. 8. 13.부터 2010. 8. 15.까지 휴가로 입원일수 미포함. 260,000...