Defendant

A Imprisonment with prison labor for two years, for one year and six months, for three years and one year and six months, for three years and for three years, for each of the defendants C and E.

Punishment of the crime

In order to stabilize the housing of homeless workers, the Ministry of Land, Infrastructure and Transport of 2018, "The Ministry of Land, Infrastructure and Transport" has operated a housing charter loan system to lend at a rate lower than the market interest rate if it applies for a credit guarantee and loan to the financial institution entrusted with the loan business of house charter loan with the National Housing Fund without any special security, such as a certificate of employment, a certificate of withholding income tax on wage and salary income, and a fixed-term lease agreement.

The crime of lending money for lease on a deposit basis is a structure in which loan brokers can easily obtain a loan without the aforementioned documents related to employment and the documents related to the lease without the consent of the lessor, and the lessor, by taking advantage of the fact that the lessor is not obligated to pay the loan to the financial institution at the time of the repayment of the deposit for lease on a deposit basis, makes false documents related to the lease, such as a certificate of employment and a statement of payment, etc., in the name of the disguised company by inviting the lender to apply for the loan for the loan on a deposit basis, and makes a false employment-related document, such as a certificate of employment, a statement of payment, etc., in the name of the disguised company, and makes a false lease-related document, such as a lease contract, and has the false lessee submit the false

1. Defendant A, E, B, D, and F’s joint criminal conduct suggest that Defendant A, the owner of the second floor house above Busan Shipping Daegu G (hereinafter “the instant house”), who is the owner of the second floor house above the ground of the instant house, will engage in the crime of lending money by submitting documents, such as a false lease contract, from the financial institution, which is a loan hub, to seek a lessor from the financial institution.