A defendant shall be punished by imprisonment for two years.

Criminal facts

[2014 Highest 582] On April 2013, 2013, the Defendant stated that “The victim E is engaged in a loan-related work. If the money is lent, 72% interest shall be paid per annum.”

However, in fact, the Defendant did not have any property, and there was a lack of living expenses, and there was a situation in which other creditors, such as F, should repay the debt borrowed by cash again from other creditors, so even if receiving money from the victim, there was no intention or ability to pay the interest and principal.

On April 12, 2013, the Defendant, by deceiving the victim as such, received KRW 20 million from the victim to the bank account (G) in the name of the Defendant on April 12, 2013 and received KRW 149,00,000 in total over 10 times, as shown in attached Table 1, until December 27, 2013.

around October 2012, 2012, the Defendant: (a) was unable to pay KRW 30 million in personal loans; (b) the obligor was paid the obligor’s debt in advance with the Defendant’s money; and (c) the obligor was given more loans to the obligor in advance due to the obligor’s credit rating; and (d) was able to receive the difference in fees; and (c) was deemed to have incurred a large amount of money from the Financial Supervisory Service’s sanctions, i.e., payment of interest within a short period of time; (d) he/she borrowed money from another person to repay his/her other debt; and (e) borrowed money from another person to repay his/her debt; and (e) borrowed money from another person to receive the difference in fees.

On October 19, 2012, the Defendant is not sold to the Victim H in order to purchase and sell an apartment with the Defendant.

Since 100 million won is integrated in apartment, it is urgently needed to pay money.

The interest at a higher rate shall be 5 million won or more.