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(영문) 전주지방법원 2014.11.20 2014나140
면책확인
Text

1. The plaintiff's claim that is changed in exchange in the trial is dismissed.

2. All costs of the lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff received the following loans from the Defendant. On May 9, 2005, the Plaintiff filed an application for personal bankruptcy on August 31, 2005 (former District Court 2005Hadan144) and filed an application for immunity on September 13, 2005, and on January 6, 2006 (the Jeonju District Court 2005Hun-Ga304, March 28, 1998; 06. 470,000,000 on September 17, 1999; 196. 8. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 20, 2005

B. According to the financial transaction confirmation issued by the Plaintiff from the Dasan Agricultural Branch on July 20, 2011, the said loan was also stated in the “1. Loan transaction status” (the “specific loan” includes 7,00,000 won, “the balance” includes 7,00,000 won), “whether arrears is in arrears as of the base date of April,” and “the details of arrears in arrears pending for not less than 10 days within the last three months” also contain the said loan.

(1) The number of days of delay is described as “the number of days of delay” 3609. (c)

(1) According to the Plaintiff’s statement of financial transaction confirmation issued at the Hansan Agricultural Branch on July 1, 2013, the term “one-way loan transaction status” includes a special bond, “the date of the original loan” is May 28, 2013, “amount” is KRW 7,00,000, “amount” is KRW 6,99,000, and “the remainder” is KRW 6,99,000, and “the term of loan” is as of May 30, 2013, and “the arrears as of the base date” is written as “the arrears as of June 3, 2013.”

(2) As a result, the Plaintiff confirmed on June 19, 2013 from the 'Nice Credit Rating Information’ providing credit information inquiry services.

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