1. Defendant A’s KRW 93,373,220 as well as 5% per annum from April 8, 2016 to November 3, 2016 to the Plaintiff.

1. Facts of recognition;

A. 1) The Plaintiff is K5 si owned by the Chang Transportation Co., Ltd. (hereinafter “Plaintiff”)

2) The Defendant A is a mutual aid entity which has entered into a mutual aid agreement with respect to the mutual aid program.

The driver of Dbenz vehicles (hereinafter referred to as “Defendant vehicle”) which caused an accident, such as paragraph (1), and Defendant B is the owner of the vehicle register of Defendant vehicle.

3) Defendant lot Loss Insurance Co., Ltd. (hereinafter “Defendant Co., Ltd.”)

(A) On October 25, 2013, the term “instant special terms and conditions” (hereinafter “instant special terms and conditions”) with respect to the Defendant’s vehicle with the policyholder E and the insured as Defendant B as “E and the Defendant B.

(3) The automobile insurance contract of this case (hereinafter “instant insurance contract”)

(B) The insurer is the insurer which entered into the insurance contract. (b) The insurance contract of this case covers the personal injury I, II (unlimited), the personal injury, the personal body injury, the personal injury, and the injury caused by the non-life-free vehicle (the maximum of KRW 500 million per person), and the special terms and conditions of the insurance contract of this case stipulate that the insurer shall not pay insurance proceeds for any accident caused by a person below the full age agreed under the special terms and conditions of this case while driving the insured vehicle, provided that if the insured vehicle was stolen, the insurer shall not pay insurance proceeds for the accident caused by the accident caused by the insured vehicle which occurred between the time of the theft and the time of the theft and the time of the occurrence of the accident, the insurer shall pay insurance proceeds for the damage covered by the general terms and conditions of damage II, the personal injury, the personal injury, the self-physical damage, the self-motor vehicle damage and the injury caused by the motor vehicle accident

C. On October 25, 2014, Defendant A driving the Defendant’s vehicle without obtaining a driver’s license on or around 04:40 on October 25, 2014, and driving the four-lane road in front of the Seoul Yeongdeungpo-gu Seoul Metropolitan Government FF in two-lanes from the front side of the front line of the Sin New Elementary School, and made a left turn to the left at the front line due to an occupational negligence, in violation of the