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A defendant shall be punished by imprisonment for three years.
Reasons
Punishment of the crime
From April 2015 to December 2017, the Defendant worked at the branch of the Seoul Agricultural Cooperatives (Seoul Agricultural Cooperatives) to take charge of the business of depositing, withdrawing, lending deposits, etc. The Defendant released money by the method of arbitrarily terminating the account of the customers under the circumstance that the Defendant bears the obligation of KRW 00 million to the lending company, credit card company, and branch, etc. with large losses caused by the investment of stocks. The Defendant provided real estate owned by D at will, and her mother provided real estate as security, and she received money to use the money for the investment of stocks and repayment of debts.
1. On April 2016, the Defendant: (a) indicated in the column for the application form for “loan Counseling and Request” at the mutual infinite coffee shop located in Dongdaemun-gu Seoul, Dongdaemun-gu, Seoul, as “E”; (b) stated the “E” on the seventh page; (c) stated the name of “D” on the applicant’s side; and (d) held in advance without obtaining D’s permission.
D’s seal impression was stamped, at the same date, at the same time, and at the same place, “D” was indicated as “F, 208 Dong 1402,” and in the state column, “F, Dobong-gu Seoul Metropolitan Government” was indicated as “F, 208 Dong 1402,” and “D’s seal impression was affixed on the loan amount column; on the same date, at the same time and place, D’s name was indicated as “D” in the debt column for the “mortgage” form; on the same date, at the same place, “D” was indicated as “D”; on the maximum amount of credit; on the credit amount column, “1,00,000,000,000 won” was indicated as “10,000 G Apartment-gu, Seoul Metropolitan Government, indicating one building,” and on the name side, D’s seal impression was affixed.
Accordingly, for the purpose of uttering, the defendant set up a loan counseling in the name of D, a written application, a loan transaction agreement, and a mortgage creation contract, respectively.
2. Exercising the above investigation document;