Defendant shall be punished by a fine of three million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

1. Any person who intends to engage in credit business shall be registered with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor or Special Self

Nevertheless, at around 11:00 on March 4, 2014, the Defendant, without being registered, provided a loan of KRW 1,940,00,000, after deducting KRW 60,000,000 from the preferred interest of KRW 2,00,000, and actually, provided a loan of KRW 1,940,00,000 per day, and the terms and conditions of the loan were agreed to pay KRW 30,00,00, including the principal and interest, for 79 days from the date of the loan, as described in the attached list of crimes, from September 2013 to March 20, 2014.

2. Where an unregistered credit service provider lends a loan, he/she shall not receive interest exceeding the interest rate of 30% per annum;

Nevertheless, at around 11:00 on March 4, 2014, the Defendant loaned D 2,940,000 won with cash payment of KRW 1,940,000,000, which actually was made by deducting 60,000,000 from the prepaid C's clothing store located in Jung-gu Seoul Metropolitan Government, and the terms and conditions of the loan were agreed to pay KRW 30,000 per day including the principal and interest (interest rate of 189% per annum) for 79 days from the date of loan, as described in the attached list of crimes, as stated in the attached list of crimes, and made loans to 14 persons, including the above D, from September 2013 to March 20, 2014, and received interest exceeding the above statutory interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of the police statement related to D (including advertisements of domains attached thereto);

1. Application of Acts and subordinate statutes to each report on investigation;

1. Article 19 (1) 1 and Article 3 of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment (hereinafter referred to as "unregistered credit business"), and Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users shall be limited to the interest rate.