1.The judgment of the first instance, including a claim that has been reduced in the trial, shall be modified as follows:

In the lawsuit of this case.

1. On February 15, 2012, Nonparty A received a loan of KRW 50 million from Nonparty 50,000 from Nonparty 5 bank. On February 10, 2012, the Korea Credit Guarantee Fund (Plaintiff’s Intervenor) entered into a credit guarantee agreement with Nonparty 42,50,00 won until February 10, 2012; the term of the guarantee principal was extended by 42,50,000 won until February 6, 2015; ② the term of the guarantee was extended by 50,000 won for the above loan was extended by 10,000 won to Defendant 50,000 won for the purpose of this case’s loan; ④ The Korea Credit Guarantee Fund paid to Defendant 10,50,000 won for the purpose of this case’s loan and loan on April 22, 2014; and ④ The Korea Credit Guarantee Fund paid the principal of the loan and loan of this case to Defendant 4368,501,05000.