Defendants shall be punished by imprisonment for ten months.

Punishment of the crime

On May 2016, the Defendants: (a) inducedd a person with no social experience in the AS and the 20th first class of the High School on the first and second class of the 20th class of the 20th class of the 20th class of the 20th class of the 2016, and (b) received loans under their names and divided them; and (c) the Defendants shared the roles of applying for loans to savings banks, etc. using the roles of inducing loan holders, personal information

In order to commit the above crimes with AS, the Defendants created a resume of the form of personal information and financial information in which the personal information and financial information are recorded, prior to obtaining loans, such as name, resident number, present and past domicile, military service relationship, academic background, bank account number, bank account number, identification number, authorized certificate ID, and certification code.

AS around May 13, 2016, in the AUPC located in Daejeon-gu Seoul Metropolitan Government around May 13, 2016, it is necessary to provide employment support to AV who was appointed as a military unit by inducing the appointment of a military unit to take a part-time job related to the share price inspection. AV prepared a preliminary curriculum and received a mobile phone along with the AV identification card, resident registration, etc.

AS continued to be waiting for the above AV identification card, etc. to the Defendants, and the Defendants, using the identification card, etc. of the AV, sent the loans to the loaner (AW), using the phone call, and using the loaner’s identification card, to the above consultant requesting the confirmation of the borrower himself/herself.

The Defendants, through the brokerage of the above lending counselor, obtained a call for identification from the name in which the person in charge of the lending of the victim fair savings bank was in charge, and make a false statement as if AV applied for a loan by using the personal information and financial information recorded in the resumes Y from AV, and then loans from the victim on the same day.