Defendant

A shall be punished by imprisonment for eight months, by a fine of three thousand won,00,000 won, respectively.

except that from the date of this judgment.

Punishment of the crime

Defendant

A is a person who is engaged in loan brokerage business to arrange loan companies, such as capital, etc., after checking whether an unspecified person wishes to receive a loan through a telephone counselor when operating a corporation E (loan Brokerage Registration on February 12, 2013) and F (Loan Registration on August 25, 2012) from 308 of the above D D building in Bupyeong-gu Seoul Special Metropolitan City D Building No. 303 and a person who is engaged in loan brokerage business after checking whether an unspecified person wishes to obtain a loan through a telephone counselor.

Defendant

B is a director of the above loan brokerage company, who takes charge of the management of the telephone counselor and the collection of fees.

1. A person who intends to run a credit business or a credit brokerage business shall register with the Mayor/Do governor having jurisdiction over the relevant place of business, and where an unregistered credit service provider lends a loan, he/she shall not collect interest exceeding the interest rate of 30% per annum;

A. The Defendant did not register a loan brokerage business with the competent authority, and from July 6, 2012, the same year.

8. Until December 24, 200, the above D Building 308 provided loan counseling to many unspecified persons by posting a telephone, and then provided loan brokerage to the lending company.

B. The Defendant, without registering a loan brokerage business with the competent authority from July 6, 2012 to February 11, 2013, provided loan brokerage services to a large number of unspecified persons by posting phone calls from the above D Building 303, and provided loan brokerage services to a lender.

C. On November 30, 2012, the Defendant, without registering a credit business with the authority, obtained a loan of low interest rate after 10 days from the 10th day to the obligor H, who expressed his/her intent to obtain a loan through employees G, to obtain a loan of the existing high interest rate, by presenting a proposal to change a profit (one-year portion) depending on the difference between the subrogated repayment amount and the interest rate, and loans a 70 million won to H to whom he/she consented, and received 8.4 million won equivalent to the annual interest rate of 438% from the above time to March 22, 2013 (1).