1. The punishment against the Defendants shall be set forth as eight months of imprisonment.

2.Provided, That this ruling shall not be later than two years from the date on which it became final and conclusive.

Punishment of the crime

Defendant

A is a person without a certain occupation, Defendant B is an operator of D who collects and sells sand, and Defendant A had a debt of 3 to 400 million won around January 2015, and Defendant A had not paid interest equivalent to KRW 182 million which was granted by purchasing a house, and in particular, there was a situation in which living expenses and children education funds are required under the circumstance of several demands, and Defendant B also received a loan of 3.5 million won from the Taean Saemaeul Saemaul Bank of Taean on September 12, 2013 from financial institutions as well as 3.5 million won in total from financial institutions, with a loan of 7.6 million won in total, and a loan of 50 million won in total from and without the management of D operated by Defendant B while Defendant B had a debt of KRW 50 million in the face of a bill of exchange. The fact was that Defendant B operated.

Even if a promissory note in the name of D is issued, the promissory note was issued in the absence of the intent or ability to pay the amount on the payment date, and then the promissory note was offered for discount to other persons and to use the discounted amount in installments.

Therefore, Defendant A, at the F Office, Inc., Ltd. located in Seosan-si, Sinsan-si, on January 21, 2015, falsely speaks that “I would make payment without the mold on the date of payment on which the bill is discounted,” and Defendant B would give the victim the same day by telephone to the victim on the same day.

“Along with each false statement, the issuer shall be issued one Promissory Notes with the issuer as Defendant B and the payee as Defendant A (the Promissory Notes No. H, the point of payment place, the point of issue on January 21, 2015 of the date of issuance, and the face value No. 36 million won on May 31, 2015 of the date of payment) to the victim, and the victim shall receive KRW 27,14,00 from the damaged party under the name of the Nonghyup Bank in the name of Defendant A (I) for a bill discount around January 22, 2015, and shall receive KRW 27,14,00 from the damaged party under the pretext of a bill discount. The amount of KRW 2,00,000 owed by Defendant A to F shall be discounted.