1. Of the instant lawsuit, there is no obligation to pay insurance money as stated in Nos. 45 through 51 against the Plaintiff’s Defendant B.

1. Presumed facts

A. On October 24, 2006, the Plaintiff entered into the instant insurance contract Nos. 1 and 2 with Defendant A, the due beneficiary B, the beneficiary of death, Defendant B, and the beneficiary of the death, and the beneficiary A. On June 2, 2009, the contractor and the maturity beneficiary of each of the instant insurance contracts were C; on September 2, 201, the contractor and maturity beneficiary of each of the instant insurance contracts were B; and on October 24, 201, the beneficiaries, other than the death of each of the instant insurance contracts, were changed to Defendant B, respectively.

B. The major coverage of each of the instant insurance contracts is as follows.

General injury medical expenses: The total amount of medical expenses actually borne by the insured (180 days from the date of the accident): the time of treatment (1 day, 180 days from the date of the accident), the amount of diagnosis consolation benefits for 30,000 won from the date of diagnosis (1 accident) due to general injury: At the time of diagnosis determined (20 days from the date of the accident), the amount of 50,000 won from the time of hospitalization to the hospital or hospital, etc. during the insurance period: At least 10,000 won from the time of hospitalization to the hospital or hospital, etc.; the amount of 50,000 won from the time of hospitalization to the hospital or hospital; the amount of 18,000 won from the date of hospitalization to the hospital or hospital: at least 16 days after the lapse of the insurance period; the amount of 19,000 won from the date of additional hospitalization to the hospital or hospital, etc. (at least 16 days from the date of per day after the lapse of the insurance period;