1. The Defendants are jointly and severally and severally liable to the Plaintiff for payment of KRW 398,825,647 and KRW 306,934,213 among them. From September 24, 2012 to November 30, 2012.

In full view of the purport of arguments as to Gap evidence Nos. 1 through 5 (including the branch number if there is no dispute between the parties, or comprehensively taking account of the whole purport of arguments, the plaintiff set forth on September 25, 2009 the guarantee amount of KRW 717,00,000, loan for small and medium enterprise under loan, guarantee term of KRW 21 September 21, 2012. According to the above credit guarantee agreement between the plaintiff and the defendant, if the plaintiff performs his guarantee obligation, the defendant Gap has agreed to pay the plaintiff the amount of the repayment, delayed damages, substitute payments, guarantee fees and fees set forth in the Credit Guarantee Fund Act, the amount of the principal payment of KRW 30,00,00,000, and the amount of the above credit guarantee amount of KRW 20,000,000,000 to KRW 20,0000,000,0000,000,0000) and KRW 317,214,27.

According to each of the above facts of recognition, the Defendants jointly and severally paid 398,825,647 won to the Plaintiff (i.e., the remainder of the subrogated amount of KRW 306,934,213; KRW 91,820,724; KRW 70,710,000; and