A defendant shall be punished by imprisonment for not less than one year and six months.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On October 15, 2010, the Defendant would use the victim C to operate an insurance company with a loan of KRW 60 million to the victim C at the office of the Co., Ltd. in front of the Masan-si Masan, Changwon-si, Changwon-si Masan.

“.....”

However, in fact, the Defendant was an insurance agent and was planning to use money in performing the insurance agency business even if he/she borrowed money from the damaged party in his/her name to the extent that he/she is no longer able to borrow money from the injured party in his/her name. There was no property under the name of the Defendant nor any fixed income, and there was no intention or ability to repay the money borrowed from the injured party to the time.

As such, the Defendant, by deceiving the victim, received 60 million won from the victim to the Agricultural Cooperative Account (D) in the name of the Defendant.

2. On Nov. 1, 2010, the Defendant was able to take part in the victim G from F, which is located in Sinman E on Nov. 1, 2010, with the victim G “one million won to operate an insurance agency at one time.”

The loan of 10,000 million won shall be made only one year, and the interest shall be returned to 1%.

“ ........”

However, in fact, the Defendant was an insurance agent and was planning to use money in performing the insurance agency business even if he/she borrowed money from the damaged party in his/her name to the extent that he/she is no longer able to borrow money from the injured party in his/her name. There was no property under the name of the Defendant nor any fixed income, and there was no intention or ability to repay the money borrowed from the injured party to the time.

The Defendant, by deceiving the victim and deceiving the victim, received 60 million won around November 12, 2010 from the victim to the said Defendant’s agricultural bank account, and acquired 160 million won in total from 160 million won on the 19th day of the same month, respectively.

3. The Defendant was a victim of June 2013.