The punishment of defendants shall be six months.

The execution of a sentence shall be suspended for one year from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant operates a mobile phone sales store in Seoul Jung-gu Seoul Metropolitan Government, and did not register the loan business with the head of Seoul Metropolitan Government.

1. No advertisement for loan business shall be made by any person other than a credit service provider;

On December 2, 2015, the Defendant posted an advertisement on “Untiltil December 2015, 60-990,000,000 won at the time of purchase of a personal phone opening, credit-free / surety insurance accidents,” “contestable, D, E, F, counseling exchange, and preferential treatment for women.”

On January 2016, the Defendant distributed the name cards, advertising leaflets, and Stickers advertising leaflets, which contain the following contents: “F after consultation with bad credit holders/guaranteed insurance accidents, cash payment at the time of purchase of 40-99 million mobile phones, cash payment at the time of purchase of 40-99 million mobile phones, counseling counseling, and F.”

The Defendant, not the credit service provider, advertised the loan business.

2. On November 9, 2015, the Defendant, at a “D” sales store, provided a new purchase of a mobile phone terminal to G who wishes to borrow at the D’s “D” sales store, and then provided a financing of KRW 1,000,700 by pretending the purchase of a mobile phone terminal, and by having G make a installment repayment of the loan during the installment period (hereinafter “the so-called “on-on-hand phone tin”).

From this point to March 9, 2016, the Defendant loaned money equivalent to KRW 25,715,760 over 39 times, such as the list of offenses, from that point, to that point.

The Defendant did not make such registration and carried on the lending business.

Summary of Evidence

1. Part of the defendant's oral statement;

1. A protocol concerning the suspect examination of the accused by the prosecution;

1. Investigation report (verification of the act of lending A without registration of internal residence), (Report on the fact of advertising in a mobile phone A) (report on the confirmation of the fact of advertising in a mobile phone A), (report on the submission of bank transaction records and the voluntary statement of settlement amount), (G'G's statement's opening of remedy) and (G's hearing of G's statement received from the person who was the victim) 【Defendant's assertion】

1. Details;