1. The defendants' appeal is dismissed.

2. The preliminary counterclaim of the Defendant EF Savings Bank, which was raised at the trial.

1. Determination as to the main claim

A. The reasons for this part of the judgment by this Court are as follows, and the corresponding part of the judgment by the court of first instance (as stated below) is the same as that by the corresponding part of the judgment by the court of first instance (as stated below, Chapters 2, 15, and 4, and 1, respectively). Thus, this part of the judgment is cited by the main sentence of Article 420 of

No. 3 of the judgment of the first instance court, "A written application for the registration of the establishment of a mortgage and a written contract for the establishment of a mortgage shall be forged" shall be deemed "A written application for the establishment of a mortgage and a written contract for the establishment

On the third 20th 20th 20th 20th 20th 20th 3th 3th 3th 3th 200, “Written Application for Registration of Establishment of Mortgage and Contract for Establishment of Mortgage

B. As to the cause of the claim, F entered into each loan agreement with the Defendants (hereinafter “each of the instant loan agreements”) with the Defendants, and the Plaintiff acting on behalf of the Defendants and entered into each of the instant mortgage registration agreements with the Defendants as to each of the automobiles listed in the separate sheet (hereinafter “each of the instant automobiles”). Accordingly, each of the instant mortgages stated in the purport of the claim (hereinafter “each of the instant mortgages”) was completed.

However, according to the witness F of the trial witness F, Defendant F works for the Plaintiff Company as an employee in charge of managing the rolling stock from July 5, 1999 to September 30, 2013, and the Plaintiff Company’s name and seal impression are kept, and if necessary, it can be recognized that the rolling stock and seal is affixed.

However, according to each evidence in the above facts of recognition, F was the head of the Plaintiff Company, and the representative director of the Plaintiff Company was G, G was working daily in the Plaintiff Company, and if documents are required to obtain approval after receiving the report of F, the fact that the F was approved, and the Plaintiff Company was receiving a new vehicle.