1. The Defendant shall pay to the Plaintiff KRW 32,236,798 and KRW 28,632,857 among them, 24% per annum from September 23, 2014 to the date of full payment.

1. The Defendant used services by filing an application for membership of the credit card company with the Nonparty Hyundai Card Co., Ltd.

As a result, there were 28,632,857 won of principal, unpaid interest, 812,415 won of delay compensation, 2,722,091 won of unpaid fees, and 69,435 won of unpaid fees.

As of May 5, 2014, the Plaintiff acquired the above credit from Hyundai Card Co., Ltd., and the notification was reached to the Defendant around June 6, 2014.

[Reasons for Recognition] Evidence A Nos. 1 through 6

2. If so, the Defendant is liable to pay to the Plaintiff damages for delay at the rate of 24% per annum from September 23, 2014 to the date of full payment (28,632,857 won with interest of 812,415 won with interest of 28,722,091 won with interest of 812,415 won with interest of 69,435 won) and the principal of 28,632,857 won with interest of 32,236,798 won with interest of 28,632,857 won with interest of 24% per annum