Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Defendant

A From May 6, 2010 to October 31, 2013, from around May 6, 2010 to around October 31, 2013, a person who has registered a credit business and engages in a credit business with the trade name "C" in Seo-gu, Seo-gu, Gwangju, and a person who has engaged in a credit business shall not receive interest exceeding 39%

On May 23, 2013, the Defendant: (a) called “vehicle security loan” advertisement card at the Seo-gu Da apartment parking lot in Gwangju-gu, Gwangju-gu; (b) lent KRW 2,00,000 to the victim E (the age of 37), and (c) actually leased KRW 1.6 million with the name of parking fees (the age of 50,000 won), establishment fees (the age of 1.50,000 won) and fees (the amount of KRW 1.6 million), and agreed to receive KRW 2,10,000 as principal and interest, and received interest at KRW 375% per annum from the victim as stated in the attached list of crimes, such as receiving interest at KRW 2.1 million per annum from the victim and receiving interest at KRW 2,100,000 as principal and interest.

Summary of Evidence

1. Partial statement of the defendant;

1. Statement to E by the police;

1. Application of the standard contract for loan transaction, the register of automobiles, the calculation of interest rate, and the Acts and subordinate statutes governing cash custody;

1. Article 19 (2) 3 and Article 8 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;