1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

1. Facts of recognition;

A. On June 14, 2000, the Defendant entered into an agreement on credit loan transaction of KRW 5,000,000 with a deposit account number B (hereinafter “instant account”) in the name of the Defendant with the National Bank of Korea (hereinafter “instant loan agreement”) as the loan parent account, and if necessary, withdrawn and used loans from the instant account.

B. On October 23, 200, the Defendant entered into a credit card membership agreement with the Korea Light Bank Co., Ltd. (hereinafter “Korea Bank”), around June 18, 2001, with the National Card Co., Ltd. (hereinafter “Korean National Bank”), and thereafter, entered into a credit card member agreement with each other, and traded goods and services with a credit card after being issued.

C. On October 24, 2003, ELD Investment Securities Co., Ltd. transferred each of the instant claims to the Plaintiff on the same day as ELD Investment Securities Co., Ltd. (hereinafter collectively referred to as “each of the instant claims”) purchased loans and credit card payments claims against Defendant of the National Bank of Korea, Inc. (hereinafter collectively referred to as “each of the instant claims”), and around that time, notified the Defendant of such transfer of claims.

As of October 24, 2003, the remaining principal of each of the instant claims as of October 24, 2003 is the total of 14,350,705 won.

The plaintiff applies the overdue interest rate of 17% per annum, which is lower than the overdue interest rate of each of the claims in this case.

E. On May 25, 2006, the Plaintiff filed a lawsuit against the Defendant (Seoul Southern District Court 2006Gau13025) claiming the amount of money.

On September 26, 2006, the court of first instance shall render a favorable judgment of the plaintiff on September 26, 2006, and an authentic copy of such judgment by means of service by public notice, after serving a duplicate of the complaint, notification of the date of pleading, etc. by serving