A defendant shall be punished by imprisonment for six months.

However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

Punishment of the crime

A person who intends to run a loan business or a loan brokerage business shall register with the competent Mayor/Do Governor, and where a person lends a loan to an individual, the interest rate shall not exceed 30% per annum, which is the interest rate prescribed by Presidential Decree.

Nevertheless, the Defendant did not register a loan business, and run a loan business from July 2009 to June 2013 by lending money to a large number of people and receiving interest, such as in the list of crimes in the attached Table, from the time when the Defendant took place.

In addition, the defendant at around July 14, 2000,000 won around July 14, 2009 at a place where it is impossible to know the place in the south Yong-gun;

7.27 around 27 2,500,000

7.30. 30. 5,000,000

7.31 around 31 KRW 1,000,000, February 16, 2010;

9. Around 22.2: KRW 5,00,000; KRW 1,750,000 around December 27, 12.27; KRW 3,000,000 around February 24, 201; KRW 2,800,000 around April 201; and KRW 2,80,000 around August 2, 2012; and KRW 32,050,000 to D and D’s husband E and D’s husband F in the manner of depositing KRW 32,00,00 from the Agricultural Cooperative Account (C) to the head of Tong in the name of Defendant; and KRW 330,70,000 from around July 29, 2009 to June 28, 2013; and received KRW 32,70,000 in excess of the principal and statutory interest; and

Accordingly, the Defendant operated unregistered loan companies, and received interest exceeding 30% of the statutory interest rate from D and violated the interest rate limit.

Summary of Evidence

1. Statement by the defendant in court;

1. Each police statement made to D, G, and H;

1. The investigation report (the list Nos. 9, 13, 20, 21, 24) and documents attached thereto;

1. Application of Acts and subordinate statutes to the details of transactions by individual account holder of the passbook (Evidence List 51);

1. Article 19(1)1, Article 3(1)3, and Article 19(2)3, and Article 111(1) of the former Act on the Registration of Financial Services and the Protection of Financial Users (amended by Act No. 13445, Jul. 24, 2015; hereinafter the same) regarding criminal facts; Articles 19(1)1, and 3(1) of the same Act; Articles 19(2)3 and 11(1) of the former Act on the Protection of Financial Users; the former Restriction on Interest (Amended by Act No. 1227, Jan. 14, 2014).