1. The Defendant is jointly and severally and severally with the Plaintiff as to KRW 74,720,582 and KRW 41,097,995 among them, from November 26, 2016.

In full view of each of the statements and the purport of the entire arguments in Gap evidence Nos. 1 through 4, since it is recognized that the same cause of claim is recognized as "the plaintiff" and "debtor" as "the defendant", the defendant is liable to pay the plaintiff the unpaid principal and interest and delay damages, such as the statement in paragraph (1) of this Article.

The circumstance that the primary debtor is in progress after receiving a decision to authorize individual rehabilitation does not affect the claim of this case against the guarantor, and this part of the defendant's assertion is without merit.

If so, the plaintiff's claim is reasonable and acceptable.