Defendant shall be punished by a fine of KRW 7,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

"2013, 2646"

1. Forgery of private documents and the display of private documents;

A. On April 7, 2010, the Defendant entered B’s name in the letter of delegation of a certificate of seal imprint and affixed a seal thereto, as if the principal office in the 1-dong office in the Seo-gu, Seo-gu, Gwangju delegated the complainant B with the authority to obtain a certificate of seal imprint.

Accordingly, for the purpose of exercising, the Defendant forged a letter of delegation in B, a private document on rights and obligations.

B. The Defendant above A.

At the same time and place as referred to in paragraph (1), one copy of the seal imprint was submitted to the person in charge of issuing the seal imprint in the above Dong office who is not aware of the forgery and exercised it.

C. On April 7, 2010, the Defendant prepared a standard form contract for loan transaction with “D” located in Daegu-gun A, and signed and sealed the B’s name and resident number in the debtor column, as if delegated by B, for the purpose of obtaining a loan.

Accordingly, for the purpose of exercising, the Defendant forged a copy of the contract in the name of B, which is a private document on rights and obligations.

The defendant is above C.

At the same time and place as set forth in paragraph (1), the above "D" did not know the forgery as above and submitted the standard contract form for loan transaction to the officials in charge of the above "D" and exercised it as above.

2. The criminal defendant did not have the intent or ability to pay the proceeds even if he/she received the loan from the lending company.

Nevertheless, around April 7, 2010, the Defendant prepared and submitted a forged loan transaction agreement with B as if B obtained a loan from the above credit service company "D" and received a loan of KRW 9.9 million, and then made B pay the loan arrears on behalf of the lending company.

Accordingly, the defendant obtained the above loans in the name of the above B and acquired them.

The Defendant of the 2013 High Court Decision 2650, the Defendant, using a copy of his identification card delivered from B while completing the business registration of F frequency in the Seo-gu, Seo-gu, Gwangju, under the name of the wife B.