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(영문) 의정부지방법원 2017.11.10 2016가단114965
채무부존재확인
Text

1. The plaintiff as to the insured events listed in the attached Table 2 according to the insurance contract listed in the attached Table 1.

Reasons

1. Basic facts

A. On November 22, 2012, the Plaintiff operating an insurance business entered into an insurance contract with Defendant A (Appointed Party) (hereinafter “Defendant A”) and the insured as indicated in the attached Table 1 with respect to death insurance proceeds, including the payment of a certain amount of insurance proceeds in the case of the insured’s statutory heir in the case of death insurance proceeds, and in the case of the insured’s death insurance proceeds, the insured’s payment of a certain amount of insurance proceeds to the insured’s death or disease. Of the terms and conditions of the above insurance contract, matters related to

Article 17 (Reasons for Not Paying Insurance Money) (1) A company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. Intentional intent of the insured: Provided, That where the insured has impaired himself/herself in a state that he/she cannot make a free decision due to mental disorder, etc., he/she shall pay insurance proceeds;

Article 24 (Obligation to Notify before Contract) The contractor or the insured must be informed of the fact that he/she knows about the matters asked in the subscription form at the time of subscription (hereinafter referred to as "the obligation to notify before contract," and the same as "the obligation to notify" under the Commercial Act.

(hereinafter omitted) Article 26 (Effect of Violation of the Obligation to Notify) (1) The Company may terminate this Agreement regardless of whether or not damage has occurred, in the following cases:

1. Where the contractor or the insured violates Article 24 (Obligation to Notify before the contract) by intention or gross negligence and the obligation constitutes an important matter. (2) Notwithstanding paragraph (1) 1, the company may not terminate the contract in any of the following cases:

3. Where three years have passed since the execution date of the contract.

B. B, around 20:00 on September 9, 2015, is sent back to the Hanyang-si Hospital, Namyang-si, the residence of which was around 20:0, and around 103 210 dong-dong, approximately 400 c of the same volume, and was transferred to the Hanyang-si University Hospital on September 10, 2015.

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