A defendant shall be punished by imprisonment for two years.

Punishment of the crime

In fact, from around 2009, the Defendant was paid the personal debt amounting to KRW 70 million to KRW 100 million by means of “defluence”, and even if he did not have any special property, he did not have any intent or ability to repay the debt even if he borrowed the money from the victims.

1. On February 5, 2010, the criminal defendant against the victim C made a false statement to the victim C, stating that “If interest is paid to the victim with the money that he/she has the ability to live alone, the degree of his/her living cost may be punished. The interest rate shall be from 10 to 15 copies, and the principal shall be repaid after 2 months.”

The Defendant, by deceiving the victim, received KRW 1 million from the victim to the Agricultural Cooperative Account under the name of the Defendant in his/her jurisdiction.

The Defendant received 92,820,000 won in total as borrowed money from the victim over 23 occasions, such as the statement in the list of crimes (1) from that time to March 23, 2011 in the above manner.

2. Fraud against victim D;

A. On July 3, 2009, the Defendant made a false statement to the victim D at the Ulsan-gu E branch stating, “The fact of internal payment is a loan with a high interest from a capital and is used with a loan of KRW 23 million.”

The Defendant, by deceiving the victim, remitted 19 million won from the victim to the agricultural bank account under the name of the Defendant to the third bank account in his/her name.

B. On April 29, 2011, the Defendant made a false statement to the victim, stating, “The interest shall be seven copies for which money is urgently needed, and only two months shall be used and repaid.”

The Defendant, by deceiving the victim, was transferred KRW 4,650,00 from the victim’s position to the Agricultural Cooperative Account under the name of the Defendant.

3. Fraud against victim F;

A. The Defendant, on June 201, to Ulsan-gun G, Ulsan-gun, Inc.