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A defendant shall be punished by imprisonment for six months.
Reasons
Punishment of the crime
1. On October 17, 2014, the Defendant involved in the fraud, such as the borrowed money, made a false statement to the victim C with the victim C, “I wish to pay off the web design Internet business funds, and to pay off the personal debt.”
However, in fact, the Defendant had no certain income at the time and had a very low credit rating, and the debt was increased due to the Defendant’s failure to repay the borrowed money from the bond company, and was thought to use the borrowed money from the damaged party for gambling on the Internet, etc., so there was no intention or ability to repay it even if he borrowed money from the damaged party.
The Defendant received 47,117,00 won in total from the victim to the post office account under the name of the Defendant in the same manner from May 16, 2015, as well as from the time to May 16, 2015.
2. On January 6, 2015, the Defendant related to the joint and several liability for the loans may set up a line near the high neck station located in the Gu in Ansan-si.
In borrowing KRW 3 million from the father-ro to the victim mentioned in the above paragraph (1), the victim stated in the above paragraph (1) stated that "to obtain a loan from the lending company, with joint and several guarantors, and to repay the loan well on the face of the week."
However, the defendant did not have the intent or ability to repay the loan even if he/she received the loan with the victim as a joint guarantor because he/she did not have any revenue, etc. as described in the above 1.
On the same day, the Defendant, who belongs to the Defendant, jointly and severally as a guarantor, shall set up (State) the Doard.
In addition, from the time to March 31, 2015, the injured person, such as the daily list of crimes (2) in the same manner, as the joint surety, is the sum of five times from the time of borrowing KRW 3 million to the time of the failure to repay the loan, thereby having the injured person bear a debt equivalent to the same amount.