Defendant shall be punished by a fine of five million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

No person, other than credit service providers or credit financial institutions, may place an advertisement for loan business, and any person who intends to run a loan business shall register with the administrative agency having jurisdiction over the place of business concerned.

그럼에도 불구하고 피고인은 대부 업 등록을 하지 아니하고 2017. 5. 26. 경부터 2017년 12 월경까지 “ 무조건 싼 대출 ★ 자영업자 100% 대출★ 직장 인/ 업소여성가능★ 신용 불량자가능” 이라는 내용이 기재된 명함 형 대부 업 광고 전단지를 오토바이를 이용하여 경남 창원, 마산 일대 상가지역에 배포하였고, 이를 보고 연락한 채무자들에게 100만 원을 지급하고 대부 당일부터 하루에 2만 원씩 60 일간 상환 받기로 하는 조건으로 금원을 대여하는 등 무등록 대부 업을 영위하였다.

Summary of Evidence

1. Statement by the defendant in court;

1. A protocol concerning the suspect B of the police;

1. Application of Acts and subordinate statutes to report on investigation (in preparation of a suspect interrogation protocol, attaching documents);

1. Article 19 (1) 1 and Article 3 of the Act on the Registration of Preliminary Loan Business, etc., and Protection of Financial Users concerning criminal facts; Article 19 (1) 3 and Article 9-2 (1) of the Act on the Registration of Loan Business, etc. and Protection of Financial Users; and Article 19 (1) 3 and Article 9-2 (1) of the Act on the Protection of Financial Users;

1. The former part of Article 37 of the Criminal Act, and Articles 38 (1) 2 and 50 of the same Act, which aggravated concurrent crimes;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;

1. Article 334 (1) of the Criminal Procedure Act concerning the order of provisional payment;