A defendant shall be punished by imprisonment for one year.

Seized evidence1 through 12 shall be confiscated from the accused.

Punishment of the crime

1. The Defendant conspired to misrepresentate a financial institution, etc. by making phone calls to many and unspecified persons, and to borrow money by receiving money from victims. The Defendant collected and deliver passbooks, cash cards, etc. to be used for the above loan fraud crime under the direction of a person who is not aware of his/her name, or intended to withdraw and deliver money deposited in the account.

On May 19, 2014, a person whose name is unknown following the above public offering said public offering made a false statement to the victim D by telephone at a place where the location is unknown, and to substitute the second financial right loan with a low loan of the national bank. To receive an additional loan of KRW 4 million, the person shall deposit and keep it in the account of the credit union in the name of E and receive an additional loan of KRW 4 million.

However, the above name was not an employee of the National Bank, and there was no intention or ability to make a substitute loan to the victim.

Nevertheless, the Defendant received KRW 1.5 million from the victim to the credit union account (Account Number:F) in the name of E on the same day, and KRW 3 million from the same account around the 20th day of the same month, respectively. The Defendant received cash cards from a person whose name was unknown at that time, and then released KRW 4.5 million from the above account and delivered it to a person designated by the person whose name was unknown.

In collusion with those who cannot know the above name, the Defendant received a total of KRW 109,230,000 from 12 victims in the same manner as the attached crime list (1) from July 18, 2014, from that time, from around July 18, 2014.

2. Any person who violates the Electronic Financial Transactions Act shall means of access by financial institutions.