The judgment below

The part of the defendant's case shall be reversed.

A defendant shall be punished by imprisonment for nine years.

1. The summary of the grounds for appeal (e.g., 10 years of imprisonment) by the lower court is too unreasonable.

2. The judgment of the defendant: (a) the defendant committed a crime repeatedly for a long period of up to eight (8) years with the victim's trust; (b) the amount of damage has exceeded five billion won; (c) the victim has been used for living expenses, online game items purchase expenses, external funds, etc.; (d) a large number of victims have been granted loans from a bank, savings bank, insurance company, loan company, etc. upon the defendant's recommendation to lend money to the defendant; (b) the victim has been unable to repay the loan due to the defendant's crime; and (c) the victim has suffered serious damage, such as filing an application for personal rehabilitation; and (d) until now, it appears that the victim has not been punished for the victim's loan to the victim (the amount paid as the borrower to the lending company, etc. shall be excluded from the amount of the defendant's loan; and (d) the victim's remaining in repayment amount has not been paid to the victim's victim's considerable amount of damage (the victim's loan should also be included in the total amount of five billion won or more).

However, the defendant recognized all of the crimes of this case and reflects his mistake in depth, and the defendant.