1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. The Plaintiff and the deceased C (hereinafter “the deceased”) are wholesalers and sisters.

The Deceased and D became aware of each other while driving a taxi.

D was married with the defendant around 2009.

B. The Plaintiff and D had made money transactions several times since 2010. At the time, D, on January 26, 201, entered into a loan certificate and a letter issued by the Defendant’s personal seal impression (hereinafter “the Defendant’s personal seal impression 1”) issued on January 26, 201, to the deceased, who is the Plaintiff’s agent, with the amount borrowed KRW 65 million per month, interest 2% per month, and the due date for payment as of July 20, 201.

D) Each of the above statements written by the deceased stated as follows: “I agree to enable the obligee to make a provisional disposition and collateral security on the date they wish to do so by the obligee.”

C. On February 8, 2011, the registration of the establishment of the mortgage in the name of the deceased (hereinafter “the mortgage in this case”) with the mortgager and the debtor as the amount of KRW 65 million on the taxi owned by the defendant was completed.

D On May 24, 2011, D drafted a loan certificate in the name of the Defendant (hereinafter “second loan certificate”) with the period of repayment from June 26, 201 to June 3, 201 (the same as the loan certificate 65 million won, since D borrowed money was not the fact that it borrowed money from the Plaintiff or the Deceased after the first loan certificate was drawn up, the above loan certificate was issued by the Defendant’s personal seal impression (hereinafter “second personal seal certificate”) directly issued on May 19, 201.

D made a second loan certificate to the deceased and agreed to fully repay the above loan to the Plaintiff when there is a defect in the deceased’s failure to repay the loan in full.

No. 2.