A defendant shall be punished by imprisonment for six months.

Punishment of the crime

Defendant shall provide Internet loan counseling around September 2012.

It was proposed that a loan broker who was known to him/her will be allowed to use a false lease contract from a person who is not the name of the lending broker, and he/she prepared a false lease contract and a certificate of employment with his/her name in order to receive an employee's pre-household housing.

On September 25, 2012, the Defendant submitted a certificate of employment of C and a charter agreement of 108 Dong-dong 502 at the close point of Hanyang-si, Namyang-si, Namyang-si, to the employees of the location in which he was named, and concluded a false statement to the effect that “A is working for Da, and D apartment 108 Dong 502 is leased for KRW 80 million as deposit for lease.” As such, the Defendant concluded a false statement to the effect that “the lending of the ordinary people’s housing fund to workers and the lending of the Heak-gu, which is a loan product for ordinary people who are subscribed to the 4th insurance.”

However, the defendant did not work for C at the time, and the above apartment house did not think that it would actually reside after leasing it, and the loan was thought to be used as a living cost by dividing it into the name poor, etc.

The Defendant and the named lending intermediary business operator deceivings the lending officer, and they are, through the lending officer, from the National Housing Fund managed by the Ministry of Land, Infrastructure and Transport of the Republic of Korea, to the account under the name of E designated by the named lending intermediary business operator under the name of the ordinary people housing loan fund for the ordinary people, and to receive KRW 13.9 million from the victim bank to the account under the name of one bank under the name of the Defendant, respectively.

Accordingly, the defendant was given a total of KRW 74.9 million by deceiving the victims in collusion with the nameless lending intermediary business operator.

Summary of Evidence

1. Defendant's legal statement;

1. Examination protocol of the accused by prosecution;

1. Application of Acts and subordinate statutes, such as application for loans from the National Housing Fund and application for loans;

1. Relevant Articles of the Act concerning the facts constituting the crime;