A defendant shall be punished by imprisonment for not less than one year and six months.

Punishment of the crime

1. Crimes related to victims C;

A. Around January 24, 2011, the Defendant forged an application for bank transaction in the name of C, a private document relating to rights and obligations, stating “C, D’s resident registration number commencing it and C’s address” without authority in the column of the applicant for bank transaction at a new bank located in the Central Office of Macheon-si, Macheon-si, and submitted it to the employee as if it was duly constituted.

B. Around January 25, 2011, the Defendant: (a) called the victim’s resident registration number to use his/her personal information, such as the above C’s resident registration number, as if he/she were the Defendant’s resident registration number; (b) applied for a loan with a new bank account number opened in the name of C as above; and (c) the Defendant was transferred KRW 5 million from the above victim company as a loan. (b) On January 26, 2011, the Defendant called the victim Hyundai Capital Co., Ltd. to the victim’s name to use the other’s resident registration number by illegally using the other’s resident registration number, etc.; and (d) filed an application for a loan with a new bank account number opened in the name of C as above, and received KRW 5 million from the said victim company as a loan from the above victim company.

3. On November 24, 2011, the Defendant called the Victim Pream Loans Co., Ltd., a victim, and illegally uses another’s resident registration number as if he/she had followed his/her resident registration number and other personal information as if he/she had been the Defendant’s resident registration number. The Defendant applied for a loan by making an account number of a new bank in the name of C established as referred to in the foregoing paragraph (a). The Defendant also applied for a loan of three million won from the said victimized company as a loan.