The defendant shall pay 75,075,160 won to the plaintiff and 12% per annum from January 24, 2020 to the day of complete payment.

1. Claim for the payment of KRW 75,075,160,00 in the aggregate of KRW 45,690,565, and KRW 29,384,595 (C card theory 7,214,036 and installments of KRW 4,205,559, and KRW 15,583,50,50, and installments of KRW 2,381,50,50 in the D card loan to the Defendant, among loans to the Defendant from November 6, 2012 to December 3, 2019, using the Plaintiff’s credit card loan loan, etc.

2. Judgment deeming the confession based on recognition (Article 208(3)2 of the Civil Procedure Act. The defendant is deemed to have led to the confession of the plaintiff's assertion in accordance with Article 150(3) of the Civil Procedure Act, since he/she was absent on the date for pleading, only submitted a written objection against the payment order in this case, without stating any specific grounds for objection in the written objection, and